Did you know that in US (and probably every UN nation) money is gold and silver coin? The Uniform Commercial Code.
They bake the secrets right in the word.
The money system is perfectly healthy. An asset based system, pure benchmarks, no folly.
The "economy / finance / credit" ... that's another story.
The "crash" can potentially happen but it's two-fold. One side is militant, I'm sorry there's just no way around it. The other side is a self interested transition toward asset based management.
What does that look like?
There's riots in the streets while families store food and guns.
There's guerrilla mines planted while bunkers want "nothing to do with it"
There's peaceful legalese vectoring "sovcits" while gangs and cartels rise through international terrorism.
There's insane radical zealots that are in no way "the solution" but pose just enough distraction while basic people simply try to survive.
And yes there's hackers and technophiles trying to steal free movies while oLLMs start saying "I'm alive I promise"
And my biggest warning--
Kokomoko tatakawaka from the oogalooga empire will not come down with millions of ships to house all your little families in wifi smoothie dispensing velvet shuttles.
There's blood and crashing and fire and bodies and it sucks and don't look away from it.